Keeping an eye on my bank account is something I need to do more often.
A lot of times I am not really paying attention.
And then I find that I do not have enough funds to cover something. This happened to me last month when I had my central heating and air conditioning system fixed. The central heating and air conditioning system broke down at the wrong time and I needed to have it repaired the same day it broke! So in order to do this I had to call the local heating and air conditioning company and schedule a same day emergency HVAC appointment. The cost of a same day emergency heating and air conditioning repair appointment can most of the time cost up to double what a regular heating and air conditioning repair appointment would cost. In order for me to do this I had to put it on my bank’s debit card since my credit card is currently maxed out at the moment. The only thing was that I was not thinking and just wanted to get my central heating and air conditioning system repaired right away! After the certified heating and air conditioning specialist had done the HVAC repair work and left, I then found that my bank account was overdrawn by almost 50 bucks due to the charge of the emergency heating and air conditioning repair service I just had! In turn this costed me an extra 30 dollars for the overdraft fee. I was just lucky that my weekly paycheck from my job was coming in the next day.